Insults that only SDV players understand.

Terdin

Farmer
I can't decide if this one works or not, but: "You seem like the type to keep a rabbits foot on you..."
Most would think you meant they were superstitious and that you could just as well have mentioned any other item commonly used as a lucky charm. SDV players would think you meant they were someone having multiple girlfriends/boyfriends and trying to avoid them learning about each other.
 
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