I just noticed this thread after posting my own ideas
here. A hurricane event could be interesting, but only if it came with all the lead-up that comes with a normal hurricane. Having it be a surprise event like "today is clear and sunny but tomorrow all hell breaks loose" would be silly.
I envision it as a two-week-long, summer-only event that starts with the weather channel reporting the formation of the initial tropical depression, followed by daily updates of its progress. Daily luck would affect its progression, anywhere from never fully forming to making a bee line for the town. Ginger Island could potentially be in the path, and would be hit first if it was. If the storm comes, it could barely graze the town with some light rain, cause thunderstorms, or even bring hail that destroys most if not all of your crops.