my favorite early and midgame setup is a mix of these, usually the former 4:
Burglar
Napalm
Iridium band
Slime charmer
Hot Java
Savage
Late game it's different, I am a player who thinks burglar is useless late game which causes a lot of arguments believe it or not, I have no clue in the world why people would think double monster drops are good late game but they can do whatevery they want. (If anyone thinks this or not, please list your reasons why, it's cool to see other peoples opinions and ideas).
Now I use:
Iridium Luck
Savage Luck
This combo is only really good in the mines and I have spent dozens of hours mastering the Savage ring which I think I can now finally say I am a pro at using (it is super hard to use to it's fullest, if you can it is one of if not the best ring in the game, especially for mining, in my opinion).
Otherwise it's ok but it's just over all nice, the luck is subtly nice in some cases and iridium is just overall good for most places.
I usully just rock this as I never need to change sets for any reason, maybe I might make an iridium band/immunity as a spare for the hard mode mines or the volcano but I haven't run them in ages, there is no reason too and while they are fun I have too much stuff ig and irl to do so.